Log the allowance and the twenty from Grandma. Beanstalk holds the running balance, pays weekly compound interest your kids can watch tick, and moves no real money.
Free for 14 days, then $9.99 once.
Family total: $182.42 across 3 kids
On track for Nov 22 🎉 Save half your allowance and it's Nov 15.
Other kids' money apps mail you a debit card and bill you monthly. Beanstalk gives you a shared ledger, and both phones read the same balance.
Your kid learns compounding the first time money turns up that they did not work for. Then again the next week, bigger. Beanstalk pays real interest on their real balance and puts six decimal places on the screen, so they watch it happen instead of hearing about it.
$126 of that turned up on its own, which is the part they remember.
Add a kid, name a chore, tap an amount. You'll finish setup before the kettle boils.
Tap a preset for dishes or reading, or type any amount. It lands on the ledger under your name.
They buy the thing, you log it, the balance drops. Their history keeps every entry, so nobody relitigates last month.
Emma bought Pokémon cards with her own money.
Set the rate and the payday once. Both post every week on your family's schedule, whether anyone opens the app or not.
Hand them the phone. They see their balance, their goal and their history, and a PIN brings you back.
They name the thing they are saving for and Beanstalk works out the date. Spend less this week and the date moves closer, which is a lesson too.
On track for Nov 22 🎉 Save half your allowance and it's Nov 15.
Invite a co-parent. You both read the same balances on your own phones, across two homes if that's your setup. Each entry carries the name of whoever logged it.
Interest is a promise you are making. Beanstalk prices each rate against your kids' real balances before you pick one.
You never make an account. Beanstalk syncs your family's ledger between your own devices through your own iCloud. We run no server that could hold it.
Free for 14 days, long enough to see two allowance days and two interest postings.
Skip the purchase and Beanstalk turns read-only. You keep reading and exporting your kids' balances for as long as you want them.
Point your camera at the code. Two weeks free, then decide.